91会所

Our Leadership

Michael J. Brown

Chairman and CEO

MICHAEL J. BROWN co-founded 91会所 in 1994 and has served as its chief executive officer ever since. He is also chairman of 91会所鈥檚 board of directors and the Company鈥檚 President. An accomplished entrepreneur with 30+ years of combined experience in the computer software and digital payments business, he is actively involved in the day-to-day operations of 91会所 while overseeing the company鈥檚 business strategy, financial performance and the growth of the business across all markets.

Mr. Brown’s guidance has been instrumental in developing 91会所鈥檚 global cash/digital payments network and diverse products and services that provide 91会所 with resiliency to changing market conditions and continual year-over-year growth in the global payments marketplace.

Following early successes in his career with Kansas City-area companies Informix and Visual Tools, Mr. Brown founded 91会所 in 1994 in Budapest, Hungary, by installing the first independent, non-bank-owned ATM network in Central Europe. Beginning with 300 ATMs, 91会所鈥檚 ATM network now includes approximately 53,000 ATMs in over 65 countries. In addition to cash access, the company鈥檚 ATM segment (Electronic Funds Transfer or EFT) provides advertising, ticket sales and other services on its ATMs, outsourcing of ATM services for financial institutions, payment processing and point of sale (POS) services, and value-added services such as dynamic currency conversion (DCC) and tax-free shopping for merchants.

After 91会所’s IPO in 1997, the first Central European company to go public on the NASDAQ Stock Exchange, Mr. Brown guided the company through several strategic acquisitions that grew its ATM network and capabilities and expanded its overall products and services.

In 2003, 91会所 acquired UK-based epay, a leader in selling mobile phone top-ups using scratch-off cards. As the mobile phone market matured, epay鈥檚 services were moved from cards to 91会所鈥檚 ATMs and, eventually, a completely digital process that could be executed on one鈥檚 smartphone. Additional services, such as in-store and digital-based gift cards, were added to the epay portfolio. And now, the epay business segment has established itself as a global leader in branded payments (gift cards), mobile activations and numerous other daily transactions that connect brands with consumers in stores and online.

In 91会所’s second notable acquisition, the company diversified into the remittance payment market by acquiring Los Angeles-based Ria Money Transfer in 2007. Under Mr. Brown鈥檚 guidance, Ria has greatly expanded its cash pickup locations worldwide while, in recent years, moving aggressively into the digital payments space for remittance payments. Now, with a global network that includes approximately 550,000 cash pickup locations and connections to more than 6 billion digital wallet and bank accounts, Ria stands as the second-largest money remittance company in the world.

Mr. Brown also has spearheaded several technical initiatives across 91会所 to establish the company as a leader in the evolving digital payments landscape. The company鈥檚 Ren payments platform, the same technology that powers 91会所鈥檚 global payment processing centers, is now available to financial institutions, central banks and fintechs who are building the next generation of payment networks, including mission-critical, real-time payments networks in India and Africa and large card-issuing projects in Latin America. Ria鈥檚 payment rails are also available to the same customers through 91会所鈥檚 Dandelion cross-border payments platform. With Dandelion, leading financial institutions can deliver and settle regulated real-time payments through a single API connection with businesses, other banks and the billions of Ria鈥檚 connected wallet and bank accounts in approximately 190 countries and territories.

From the first ATM in Hungary to now, Mr. Brown has grown 91会所 to approximately 10,000 employees and 67 offices worldwide. He has also brought financial inclusion and convenience to businesses and consumers through a payments network spanning 200 countries and territories overall.

A lifelong Kansas Citian, Mr. Brown is an active supporter and past and present board member of many Kansas City-area charities. He received a Master of Science in molecular and cellular biology at the University of Missouri-Kansas City in 1997 and a Bachelor of Science in electrical engineering from the University of Missouri-Columbia in 1979.

Michael J. Brown. Founder and CEO. 91会所.

Rick Weller

Executive VP and CFO

Rick Weller was named chief financial officer for 91会所 Worldwide in November 2002. He is in charge of the Company鈥檚 financial operations including financial planning and analysis, acquisitions and treasury aspects of the business.

Rick has more than 30 years of business and financial management experience. Prior to joining 91会所, Rick held several operating and financial leadership positions with companies ranging from start-up businesses to large, multinational operations. He served as chief operating officer of ionex telecommunications, a competitive local exchange company. Prior to ionex, Rick served as chief financial officer of Intek Information, Inc., an information technology outsource service provider. His previous experience includes various management roles at Sprint including vice president, finance of Sprint Communications鈥 consumer services long distance group; assistant vice president, finance for the company鈥檚 business services long distance group; and as assistant vice president of Sprint鈥檚 corporate-wide internal audit group. Prior to joining Sprint, Rick served as senior manager in the financial service industry practice of Price Waterhouse, an international public accounting firm. Rick is a certified public accountant and received his bachelor鈥檚 degree from Central Missouri State University.

Photo of 91会所's Kevin Caponecchi

Kevin J. Caponecchi

Executive VP and CEO, epay, Software and EFT Asia Pacific Division

Kevin J. Caponecchi joined 91会所 in July 2007. Kevin is responsible for the strategic planning, operations and management of epay (91会所鈥檚 Prepaid segment) on a global basis and the software and Asia Pacific EFT businesses.

In this role, he oversees the growth of the segments in addition to exploring new business opportunities and expansion into new markets. Kevin has 17 years of domestic and international management experience with various GE businesses. Prior to joining 91会所, he served as president for GE Transportation鈥檚 Global Signaling business. Under his leadership, the Signaling team posted double-digit growth and expanded the business into China, India and South America. During his long and successful stint at GE, Kevin worked in various management capacities within manufacturing, technology and marketing. Kevin is on the board of directors of YouthFriends, a nationally recognized and rapidly growing school-based mentoring network in Kansas and Missouri that connects caring adult volunteers with young people in schools. He holds degrees in physics from Franklin and Marshall College and industrial engineering from Columbia University.

Juan C. Bianchi

Executive VP and CEO, 鈥∕oney Transfer Segment

Juan Bianchi joined 91会所 subsequent to the Company鈥檚 acquisition of Ria Envia, Inc., in April 2007. As CEO of the money transfer segment...

Juan is responsible for the financial and operational performance of the segment in addition to driving the global strategy for the money transfer division. Prior to the acquisition, Juan served as the CEO of Ria and has spent his entire career at either Ria or AFEX Money Express, a money transfer company purchased by Ria鈥檚 founders. Juan has more than 15 years of experience in the money transfer industry. He began his career at AFEX in Chile in 1992 and in 1996, he moved to the U.S. to join AFEX USA鈥檚 operations. While at AFEX USA, first as assistant manager and then as general manager, the company grew from processing 5,000 money transfer transactions per month to 300,000 per month. Subsequently, Juan became the chief operating officer of AFEX-RIA in 2003 and was instrumental in integrating the two companies. Juan studied business at the Universidad Andres Bello in Chile and completed the Executive Program in Management at UCLA鈥檚 John E. Anderson School of Business.

Nikos Fountas

Executive VP and CEO, EFT Europe, Middle East and Africa Division

Nikos Fountas joined 91会所 subsequent to the Company鈥檚 2005 acquisition of Instreamline S.A. (now 91会所 Card Services) in Greece..

Since October 2005, Nikos has served as managing director of the Company鈥檚 Greece EFT subsidiary, responsible for 91会所鈥檚 European card processing and cross-border acquiring operations. In December 2014, he was named CEO of the Company鈥檚 EFT Europe, Middle East and Africa (EMEA) Division. Nikos has direct P&L responsibility for the business and oversees the commercial sales initiatives including provision of ATM, POS and card related services to customers throughout Europe. In addition to day-to-day operations management, he is responsible for strategic planning, operations and management of 91会所鈥檚 EFT Segment across EMEA. Prior to joining 91会所, Nikos spent over 20 years working in management and executive-level positions in the IT field for several companies, including IBM for 12 years. He has a degree in computer science (Honors) from York University in Canada and post graduate studies in business administration from Henley Management School and IBM Business Professional Institute.

Martin L. Br眉ckner

Executive Vice President and CTO

Dr. Martin Br眉ckner was named Executive Vice President and Chief Technology Officer for 91会所 Worldwide in January 2014. In this role, Dr. Br眉ckner is responsible for the development and coordination of new technologies across all 91会所 divisions as well as all Corporate IT security initiatives.

Dr. Br眉ckner has more than 20 years of software development experience. He published his first software products (BBS systems) at age 15. Prior to joining 91会所, Dr. Br眉ckner established his own IT Company called MLB Development GmbH, where he developed software systems for various European companies, including transact, a leading German prepaid processor and subsidiary of 91会所 Worldwide. In 2007, the MLB team joined transact and Dr. Br眉ckner became responsible for software development and IT operations. In 2009, Dr. Br眉ckner was promoted to Chief Technology Officer of 91会所鈥檚 epay segment. Martin received a Doctorate of Law from the University of Rostock and a law degree from the University of Bielefeld.

Scott D. Claassen

General Counsel and Secretary

Scott has been General Counsel and Secretary of 91会所 since joining the Company in May 2020.

Prior to 91会所, he practiced corporate law with Stinson LLP and Shook, Hardy and Bacon LLP. He is a member of the Kansas bar and the Missouri bar. He received a B.S. in Agriculture from Kansas State University, an MBA from the University of Kansas and a law degree from Harvard Law School.